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Non-Exempt

The Maryland State Retirement and Pension Plans

Non-Exempt employees become members of the Maryland State Retirement and Pension Systems as a condition of employment.

For more information click on the retirement plan options below:

The Maryland State Retirement and Pension Plans

Supplemental Retirement Plans
  • All State employees, including contractual employees, are eligible to contribute to either the 401(k), 403(b) or 457(b) plans. Contributions are made on pre-tax dollars deducted from the employee's salary.
  • No taxes are paid on the contributions or earnings until the funds are withdrawn.
  • Supplemental retirement accounts are available with TIAA/CREF and Nationwide Retirement Solutions (formerly PEBSCO).
Deferred Compensation
  • All State employees, including contractual employees, are eligible to participate in the deferred compensation plan with Nationwide Retirement Solutions. This plan allows you to defer both a portion of your income and the payment of taxes you would normally pay on that income until a later date.
  • Types of investments generally include: mutual funds, common stock mutual funds, fixed annuities and growth stock funds.
  • There is a minimal deferral deduction amount of $10.00 per month.