Health Insurance Waiver FAQs

All full-time undergraduate (12 credits or more) students are required to have comparable Health Insurance to attend Morgan State University. Student with a comparable private Health Insurance plan, can submit the Student Health Insurance waiver. However, prior to submit the waiver, please review the Medicaid Waiver Request web page if you are covered by Medicaid. 

The Fall 2024 Student Health Insurance waiver will also apply for the Spring 2025 semester. The student will have the Student Health Insurance charge totaling $607.00 on their account for the Fall 2024. The Student Health Insurance charge will appear in the charges section on your student bill. Once the waiver is successfully submitted and verified by the University, we will process the Student Health Insurance waiver totaling $607.00. The Student Health Insurance waiver will appear in the payment section on your student bill. 

The Spring 2025 Student Health Insurance waiver will also apply for the Spring 2025 semester. The student will have the Student Health Insurance charge totaling $918.00 on their account for the Spring 2025. The Student Health Insurance charge will appear in the charges section on your student bill. Once the waiver is successfully submitted and verified by the University, we will process the Student Health Insurance waiver totaling $918.00. The Student Health Insurance waiver will appear in the payment section on your student bill. 

Note: Once you submit the Student Health Insurance waiver in the Fall semester, you will not be required to submit a seperate waiver for the Spring semster. The Fall waiver will also apply for the Spring semester, once billing for the Spring term begins. 

Yes! All registered (must be registered for classes during the term) students can Schedule An Appointment at the University Health Center for healthcare services. All students visiting the University Health Center must pay a Visit Fee based on their Healthcare appointment. 

Additionally, all external lab (blood work and urinalysis) processing is completed by (BioReference Labs or LabCorp). The external lab charges the students Health Insurance carrier for the lab fees. The Health Insurance carrier determines the percentage it will cover for the bill and remaining balance must be satisfied by the patient (student) once the bill is processed by the external lab. The University Health Center does not charge or cover the cost of lab fees from the external lab.

Yes! Full-time undergraduate students who have private Health Insurance that provides coverage in the State of Maryland can submit the Student Health Insurance waiver. Please submit the waiver with your private Health Insurance Card and information. The student would use their private Health Insurance plan when receiving clinical and mental healthcare services in the State of Maryland. 

Students with In State (Maryland) Medicaid can submit the Student Health Insurance waiver and receive healthcare services in the State of Maryland. We recommend all In State Medicaid students review the Explanation of Benefits and In Network Provider information from their Insurance provider. 

All MSU students can utilize the healthcare services of the University Health Center for acute and chronic illness. Students are required to pay a visit fee based on the type of appointment scheduled and services rendered. 

To Schedule An Appointment in the University Health Center, click HERE

For more information regarding the University Health Center Services and Fees, click HERE

We recommend students with Kaiser Permanente Insurance submit the Student Health Insurance waiver, prior to the waiver deadline. Additionally, we recommend the student schedule all healthcare appointments directly with Kaiser Permanente, as their insurance company is only accepted at their physical locations. 

Please click HERE for the Kaiser Permanente locations closest to Morgan State University.

All MSU students can utilize the healthcare services of the University Health Center for acute and chronic illness. Students are required to pay a visit fee based on the type of appointment and services rendered. Please be advised, any labs or external prescriptions are charged at full price via the Laboratory and Pharmacy, because we are not a Kaiser Permanente healthcare network provider. 

To Schedule An Appointment in the University Health Center, click HERE

For more information regarding the University Health Center Services and Fees, click HERE

Students with Military Insurance, that provides coverage in the State of Maryland, can submit the Student Health Insurance waiver and receive healthcare services in the State of Maryland. We recommend all students review the Explanation of Benefits and In Network Provider information from their Insurance provider. 

All MSU students can utilize the healthcare services of the University Health Center for acute and chronic illness. Students are required to pay a visit fee based on the type of appointment scheduled and services rendered. 

To Schedule An Appointment in the University Health Center, click HERE

For more information regarding the University Health Center Services and Fees, click HERE

Full-time undergraduate students (registered for 12 or more credits) during the Fall semester are required to submit the Student Health Insurance waiver each Academic Year, prior to the deadline. The Student Health Insurance waiver portal opens in July each year. The waiver submitted in July will be applied during the Fall and Spring semester(s) for the Academic Year.

The Spring 2025 Student Health Insurance Waiver portal opens on Wednesday, November 11, 2024. The deadline to submit your waiver for the Spring 2025 Student Health Insurance waiver is Monday, February 3, 2025.

Once the student successfully completes the Student Health Insurance Waiver and receives their confirmation code via email, the University will begin verifying the information provided in the Gallagher portal for accuracy and validity. One this is completed, we will begin processing the waiver on the students account in WebSIS. The student must be registered as a full-time undergraduate student (taking 12 or more credits for the semester) for the waiver to apply to the student account. Please allow 3-4 business days for the waiver to process on the students account. 

Spring 2025 waivers will begin applying to students' accounts on January 20, 2025.

All Full-Time undergraduate students are voluntarily enrolled in the Student Health Insurance Plan once they are registered for 12 or more credits for the subsequent semester and/or Academic Year. If a student has comparable private Health Insurance coverage, that provides coverage in the United States (including Maryland), they must submit a waiver. 

For more information regarding the Student Health Insurance Waiver, please click HERE . 

Note: Private Health Insurance does not include students with Out of State Medicaid Insurance Benefits, for more information please click HERE . Student with Out of State Medicaid cannot receive insurance coverage in the State of Maryland.

All full-time undergraduate students taking 12 or more credit hours, J-1 Visa Exchange Students and Scholars that submit the Student Health Insurance waiver must log into their Banner WebSIS Account to review their Account Summary.

Instructions

1. Log into your Banner WebSIS Account
2. Click on Student Self Service
3. Click on Account Summary
4. Choose the appropriate Fall or Spring semester to review the charges and payments on your account
5. The Student Health Insurance line item will appear on your account as a charge each semester
6. To confirm your waiver applied to your account, review the line item that indicates Student Health Insurance Waiver. The account will display the charge total in the payment column, which indicates that waiver has been applied for the semester. 

Please be advised, you must be registered as a full-time undergraduate student (12 credits or more) in order for the Student Health Insurance Waiver to process on your student account in WebSIS. After submitting your waiver, please allow 3-4 business days for your account to update and indicate your waiver has been applied.

If you have any questions, please contact the University Health Center immediately at healthcenter@morgan.edu . Additionally, please do not hesitate to contact us via phone at 443-885-3236.

Full-Time undergraduate students registered for the Fall semester are must submit their Student Health Insurance Waiver prior to the Fall waiver deadline. The Fall semester waiver will also apply for the Spring semester.

New or Transfer full-time undergraduate students (registered for 12 or more credits) during the Spring semester are required to submit the Student Health Insurance waiver at the beginning of the Spring term, if they have comparable insurance coverage in the State of Maryland. The Student Health Insurance waiver portal opens in transferJanuary for the Academic Year for new or undergraduate students.

Please be advised, the Spring waiver does not apply to the following Fall semester. The waiver for the following Academic Year will open in July. 

Full-Time undergraduate students registered for the Fall semester must submit their Student Health Insurance Waiver prior to the Fall waiver deadline. If you fail to submit the waiver for the Fall semester, you Student Health Insurance charge will remain on your bill for the Fall and Spring semesters and you will not have access to log into the portal to submit a waiver. 

NOTE: If you fail to submit the Student Health Insurance waiver during the waiver period, your Insurance company can cancel your coverage, because their system will indicate that you have multiple health insurance plans. Please do not forget to submit your Student Health Insurance Waiver.

Yes! Full-Time undergraduate students that lose their private health insurance coverage AFTER submitting the waiver are eligible to enroll in the Student Health Insurance Plan as a Qualifying Life Event . 

Log into the Student Health Insurance Portal and click on the Qualifying Life Event Tab. This section will require the student to enroll in the Student Health Insurance Plan, submit all required documentation to support the Qualifying Life Event, and directly pay for coverage.