Student Health Insurance

Morgan State University Student Health Insurance Plan (SHIP)

Morgan State University offers student health insurance via CareFirst Blue Cross/Blue Shield.


Morgan State University is pleased to offer our students and their families a Student Health Insurance Plan (SHIP) that complies with the student insurance requirements under the Patient Protection and Affordable Care Act at an affordable premium. 

  • All full-time undergraduate students taking 12 or more credit hours and J-1 Visa Exchange Students and Scholars are automatically enrolled and billed each semester for the SHP when registered.  Students who have other creditable health insurance may elect to waive out of the SHP.
  • Part-time, graduate students and students participating in the NEXUS program with the Community College of Baltimore County (CCBC) are eligible to enroll in this insurance plan.  Graduate students completing their thesis are also eligible to enroll on a voluntary basis.  To enroll in the Student Health Plan, click here.  
  • Students who wish to obtain insurance coverage for their eligible dependents must be enrolled themselves in the Student Health Plan and the effective and termination dates of coverage must match that of the insured student's coverage.

This Student Health Insurance Plan is a self-funded student health plan and is not subject to regulation under the Patient Protection and Affordable Care Act (ACA).   Morgan State University has voluntarily included ACA in its program benefits that are designed to meet or exceed requirements that would otherwise apply to fully insured student health insurance programs.

What If I Already Have Health Insurance?

If you have comparable health insurance you can decline the SHIP during the designated waiver periods at

How Can I Enroll?

Students can enroll during the designated Open Enrollment/Waiver period. Use the Student Health Insurance Payment form and pay at the Bursar's Office.

Effective Date of Coverage: 9/1/2014 to 8/31/2015

Schedule of Student Health Insurance Rates

2014-2015 Schedule of Student Health Insurance


Primary Plan Enrollment Periods

2014-2015 Enrollment

Annual Policy

9/1/14 – 8/31/15

Fall Semester

9/1/14 – 1/23/15

Spring/Summer Semesters

1/24/15 – 8/31/15

Part-time Undergraduates,

Graduate and NEXUS Students













Enrollment/Waiver Period

Fall: July 1, 2014 - September 6, 2014

Important Note: Waiver requests will not be accepted after the deadline.

Questions? Call the Harriet A. Woolford Health Center at 443-885-3236.