Student Health Insurance

Morgan State University Student Health Insurance Plan (SHIP)

Morgan State University offers student health insurance via CareFirst Blue Cross/Blue Shield.

All full-time undergraduate students taking 12 or more credit hours and J-1 Visa "Exchange Students and Scholars" are automatically enrolled and billed each semester for the SHIP when registered.  Students who have other creditable health insurance may elect to waive out of the SHIP.  Part-time and graduate students taking 6 or more credit hours are eligible to enroll in this insurance plan. Graduate students completing their thesis with fewer than 6 credits remaining are also eligible to enroll.


What If I Already Have Health Insurance?

 If you have comparable health insurance you can decline the SHIP during the designated waiver periods at

How Can I Enroll? 

You can enroll and pay online at

Effective Date of Coverage: 9/1/2013 to 8/31/2014

Schedule of Student Health Insurance Rates


Enrollment/Waiver Periods

Fall: July 1st - October 15th

Spring/Summer: December 22nd - February 15th

Questions? Call the Harriet A. Woolford student health center at 443-885-3236.